Finding a kids dentist saskatoon parents can trust doesn’t have to break your budget.
But dental costs for children can add up fast, especially when you’re dealing with insurance claims and unexpected fees.
Here’s what you need to know about pricing, coverage, and smart ways to manage these expenses.
Basic Dental Services and Their Costs
Most children need routine dental care, and these services form the foundation of your dental budget. Here’s what you can expect to pay in Saskatoon:
Routine cleanings typically cost between $150-250 per visit. Your child should get these every six months, so you’re looking at $300-500 annually just for cleanings.
Dental exams run about $75-120 each time. Many offices bundle this with cleanings, but some charge separately.
X-rays cost an additional $25-50 per set, depending on how many images your dentist needs.
| Service | Cost Range | Frequency |
| Cleaning | $150-250 | Every 6 months |
| Exam | $75-120 | Every 6 months |
| X-rays | $25-50 | As needed |
| Fluoride Treatment | $30-60 | Every 6 months |
When Things Get More Complex
Not every dental visit is routine. Cavities are common – about 42% of children aged 2-11 have had tooth decay in their primary teeth.
When your child needs more than a cleaning, costs jump significantly.
Fillings range from $120-300 per tooth, depending on the material and size. Composite (white) fillings cost more than amalgam (silver) ones, but most parents prefer the natural look.
Crowns for baby teeth typically cost $350-600 each. While this seems expensive for a tooth that will fall out, crowns protect the tooth until it’s ready to come out naturally.
Emergency visits can cost $200-400 just for the consultation, plus whatever treatment your child needs.
Insurance Coverage Reality Check
Most dental insurance plans in Saskatchewan cover pediatric care differently than adult services. Here’s what you need to know:
Basic services like cleanings and exams are usually covered at 80-100%. This means you might pay nothing, or just a small copay.
Major procedures like crowns or extensive fillings typically get 50-60% coverage. You’ll pay the rest out of pocket.
Orthodontics (braces) often have separate coverage limits, usually $1,500-3,000 lifetime maximum per child.
Your annual maximum benefit usually ranges from $1,000-2,000 per person. Once you hit this limit, you pay everything yourself until the next plan year starts.
Payment Plans That Actually Work
Many Saskatoon dental offices offer payment options beyond insurance. Monthly payment plans let you spread major treatments over 6-12 months, often with no interest if you qualify.
Some practices accept CareCredit or similar healthcare financing options. These can be helpful for larger procedures, but read the terms carefully – interest rates can be high if you don’t pay within the promotional period.
Family discounts are common when multiple children need care. Ask about package deals for siblings getting similar treatments.
Hidden Fees You Should Know About
Dental offices don’t always advertise every fee upfront. Consultation fees for new patients can add $50-100 to your first visit.
Sedation costs aren’t typically covered by insurance and can add $200-500 to any procedure. While not always necessary, some children need this for complex work or anxiety management.
After-hours fees apply if your child has a dental emergency outside normal business hours. These can double the cost of treatment.
Cancellation fees might apply if you don’t give 24-48 hours notice. These usually range from $50-100.
Smart Ways to Save Money
Prevention really works. Regular brushing, flossing, and limiting sugary snacks can prevent most dental problems. The cost of prevention is always less than treatment.
Timing matters for major procedures. If your child needs extensive work, plan it for early in your insurance year when your annual maximum is still available.
Ask about alternatives. Stainless steel crowns cost less than ceramic ones and work just as well for back teeth that don’t show when smiling.
Consider dental schools. The University of Saskatchewan’s dental program offers supervised student care at reduced rates.
| Money-Saving Strategy | Potential Savings |
| Preventive care focus | 60-80% vs treatment |
| Early year scheduling | Full insurance benefits |
| Alternative materials | 20-40% per procedure |
| Dental school clinics | 30-50% off regular fees |
Finding affordable pediatric dental care in Saskatoon means understanding your true costs upfront and planning ahead.
Get detailed estimates before major work begins, and don’t be afraid to ask about payment options.
Your kids dentist saskatoon office wants to help you manage these costs – most practices would rather work with you on payments than have you delay necessary treatment.
